Being injured in a rideshare accident is stressful — but when those injuries prevent you from working, the stress can quickly become overwhelming. Your income stops, the medical bills start piling up, and you are left wondering how you are going to support yourself or your family.
If you were injured as a passenger in an Uber or Lyft accident in Alberta, you are legally entitled to insurance protections and potential compensation. However, the claims process is not always straightforward — especially when more than one insurance policy is involved. This is where knowing what to do next, and getting the right legal help early, becomes critical.
Step 1: Get Medical Attention and Document Your Injury
Even if you believe your injuries are minor, it is essential to see a doctor right away. Not only does this protect your health, but it also creates medical documentation linking your injuries directly to the accident. Insurance companies often look for ways to minimize or deny your claim — and delayed medical care is one of the most common reasons they try to do so.
Step 2: Notify the Rideshare Company and the Insurer
Uber and Lyft are required to carry third-party liability insurance to protect passengers. In Alberta, this coverage is active while the driver is logged into the app and transporting a rider. However, rideshare claims often involve multiple layers of insurance:
• The rideshare company’s policy
• The driver’s personal auto policy
• Potential other at-fault parties (another vehicle, commercial vehicle, etc.)
Because fault and coverage can be blurred, navigating the claim alone can be frustrating and confusing — especially while you are recovering.
Step 3: Understand Your Right to Income Replacement and Damages
If your injury prevents you from working, you may be entitled to several different types of compensation, including:
| Type of Compensation | What It Covers |
|---|---|
| Income Loss / Loss of Earning Capacity | Wages you lost while recovering and any long-term impact on your ability to work |
| Medical and Rehabilitation Costs | Physiotherapy, medication, assistive devices, specialist care |
| Out-of-Pocket Expenses | Transportation to appointments, equipment, home modifications |
| Pain and Suffering | The physical and emotional impact of the injury |
| Future Care Needs | Long-term therapy or treatment if the injury is ongoing |
Without legal representation, many people never receive the full amount they are entitled to — especially if they are pressured into early settlement discussions before knowing the full extent of their injuries or wage impact.
How Watchmaker Accident Lawyers in Edmonton Can Help
Watchmaker Accident Lawyers, led by Edmonton personal injury lawyer David Sowemimo, helps injured rideshare passengers understand their rights and pursue fair compensation when an accident prevents them from working.
Here is how the firm supports injured clients:
They handle the insurance process for you
Rideshare insurers are known for complex claim structures. The firm manages all communications, evidence collection, and negotiations.
They build a strong case for your income loss
Whether you are self-employed, hourly, commission-based, or salaried, the firm helps prove your loss of earnings and future earning capacity.
They coordinate medical evidence
Ongoing medical documentation is often key to maximizing compensation. Watchmaker Accident Lawyers ensures your injuries are properly recognized and supported.
They protect you from low or early settlement offers
Insurance companies often try to settle quickly before the full impact of your injuries is known. The firm ensures you are not pressured into accepting less than you deserve.
You pay nothing upfront
They operate on a contingency fee basis — you do not pay legal fees unless compensation is successfully recovered.
When You Can’t Work, Delays Cost You — Early Legal Support Matters
The sooner you seek legal help, the sooner important evidence can be preserved, benefits can be accessed, and your income loss claim can be positioned correctly. Waiting too long can harm your case or result in reduced compensation.
Watchmaker Accident Lawyers assists clients in Edmonton and throughout Alberta who have been injured in:
• Uber accidents
• Lyft accidents
• Other rideshare collisions
• Hit-and-run rideshare situations
• Multi-vehicle rideshare accidents
Even if the driver is not at fault, you may still have a compensation claim — and knowing which insurance policy applies is the key first step.
Next Step: Speak With a Lawyer Who Understands Rideshare Injury Claims
If your injury is preventing you from working, you do not need to navigate the system on your own.
Watchmaker Accident Lawyers can provide guidance, protect your rights, and help you pursue the benefits and compensation you are entitled to.
If you were injured in an Uber or Lyft accident and you can’t work, contact Watchmaker Accident Lawyers in Edmonton today for a consultation.
