blog

At Watchmaker Personal Injury, we understand the profound impact that personal injuries can have on individuals and families
accident benefits alberta

Accident Benefits You May Be Entitled to After a Winter Accident in Alberta

And How Watchmaker Accident Lawyers in Edmonton Can Help

Winter in Alberta is unforgiving. Snow-packed highways, icy intersections, whiteout conditions, and freezing temperatures turn everyday driving into a serious risk. When a winter accident happens—whether on an Edmonton roadway, a rural highway, or an icy parking lot—the physical, emotional, and financial consequences can be overwhelming.

What many accident victims don’t realize is that Alberta law provides accident benefits regardless of who was at fault. These benefits exist to help you recover, maintain financial stability, and access care when you need it most.

This article explains the accident benefits you may be entitled to after a winter accident in Alberta, and how Watchmaker Injury Law, led by Edmonton personal injury lawyer David Sowemimo, can help you protect your rights and maximize your claim.

Understanding Accident Benefits in Alberta (Section B Benefits)

In Alberta, most injured motorists are covered under Section B Accident Benefits, which are mandatory benefits included in every standard auto insurance policy. These benefits apply even if the accident was your fault, and are especially important after winter collisions where fault may be unclear due to road conditions.

Accident benefits are designed to provide immediate financial and medical support, without requiring a lawsuit.

Medical and Rehabilitation Benefits After a Winter Accident

Winter accidents often result in injuries that may not be immediately obvious—soft-tissue damage, concussions, spinal injuries, and chronic pain frequently appear days or weeks later.

You may be entitled to coverage for:

• Ambulance and emergency treatment
• Physiotherapy and chiropractic care
• Massage therapy and osteopathy
• Psychological treatment for trauma or PTSD
• Medical imaging and specialist referrals
• Assistive devices such as braces or mobility aids

Insurance companies often push injured people into Minor Injury Regulations (MIR) to cap benefits. Watchmaker Accident Lawyers work to ensure your injuries are properly classified, so you are not unfairly limited in your recovery options.

Income Replacement Benefits (IRB)

If winter injuries prevent you from working—whether temporarily or long-term—you may qualify for Income Replacement Benefits.

These benefits typically provide:

• A percentage of your gross weekly income
• Coverage for employees, self-employed individuals, and some contractors
• Support even if you are unable to return to the same type of work

Insurance companies frequently delay, reduce, or deny income benefits, especially when injuries are not visible. David Sowemimo and his team ensure that medical documentation, employer records, and vocational evidence fully support your claim.

Caregiver and Personal Care Benefits

Winter accidents can leave victims unable to perform everyday tasks, especially in Alberta’s harsh climate.

You may be entitled to benefits for:

• Personal hygiene assistance
• Household help (cleaning, meal preparation)
• Childcare support if you are a primary caregiver

These benefits are commonly underutilized because insurers do not clearly explain them. Watchmaker Injury Law identifies every available benefit and forces insurers to honour their obligations.

Death and Funeral Benefits

In the most tragic cases, winter collisions result in fatalities. Alberta accident benefits may provide:

• Funeral expense coverage
• Death benefits payable to spouses, children, or dependents

During an emotionally devastating time, Watchmaker Accident Lawyers help families navigate claims with compassion while ensuring financial protections are fully accessed.

Why Winter Accident Claims Are More Complex in Alberta

Winter accidents are not “simple” claims. They often involve:

• Multiple vehicles sliding on ice
• Disputes over road maintenance and snow clearing
• Insurance arguments blaming “weather conditions”
• Claims of shared or unclear fault

Even though accident benefits are no-fault, insurers frequently use winter conditions to delay or reduce payouts. Having an experienced personal injury lawyer is critical.

Image

How Watchmaker Accident Lawyers in Edmonton Help

Comprehensive Claim Management

Watchmaker Injury Law handles every aspect of your accident benefits claim, including:

• Filing and managing all benefit applications
• Communicating directly with insurance adjusters
• Gathering medical and expert evidence
• Appealing denied or terminated benefits

Strategic Legal Advocacy

Led by David Sowemimo, the firm is known for standing up to insurance companies that prioritize profits over people. Their approach is client-focused, strategic, and relentless.

Preparing for Long-Term Recovery

Winter accident injuries can evolve into chronic pain, mobility limitations, or permanent disability. Watchmaker Injury Law ensures your benefits reflect long-term needs, not short-term insurer interests.

No Upfront Legal Fees

Personal injury cases are typically handled on a contingency fee basis, meaning you don’t pay legal fees unless compensation is recovered.

Beyond Accident Benefits: When a Lawsuit May Be Necessary

While accident benefits provide immediate relief, they may not cover everything. If another driver’s negligence caused your winter accident, you may also be entitled to pursue a personal injury claim for:

• Pain and suffering
• Loss of future income
• Cost of future care
• Loss of enjoyment of life

Watchmaker Accident Lawyers assess both accident benefits and litigation options to ensure nothing is left on the table.

Act Early: Why Timing Matters After a Winter Accident

There are strict deadlines for applying for accident benefits in Alberta. Missing forms, delayed medical reports, or poor documentation can permanently harm your claim.

The sooner you speak with a lawyer, the better your chances of:

• Securing full benefits
• Avoiding insurer traps
• Protecting long-term compensation rights

Get Trusted Help After a Winter Accident in Edmonton

If you or a loved one has been injured in a winter accident in Edmonton or anywhere in Alberta, you don’t have to face insurance companies alone.

Watchmaker Injury Law, led by David Sowemimo, provides knowledgeable, compassionate, and determined legal representation for accident victims across Alberta—especially during the most dangerous winter months.

Your recovery matters. Your future matters. Get legal help that truly works for you.

Explore other posts related to Injury Law