And How Watchmaker Injury Law, Led by Personal Injury Lawyer David Sowemimo in Edmonton, Can Help
Understanding the Landscape: Future Costs of Care in Alberta Personal Injury Claims
After a motorcycle accident, the long-term financial implications can be overwhelming. In personal injury claims—especially in Alberta—future costs of care are a critical element that can significantly impact compensation outcomes.
What Are “Future Costs of Care”?
Future costs of care refer to the estimated expenses required to support an injured person’s recovery and daily functioning going forward. These may include:
• Ongoing medical treatments, medications, and rehabilitation
• Assisted-living, caregiver support, or homemaking services
• Modifications to a home or vehicle
• Specialized transportation or mobility aids
• Other necessary healthcare services
Importantly, legal or actuarial experts—like life care planners—often prepare a detailed cost of future care report to quantify these expenses and calculate a lump sum present value, which forms the basis for compensation.
Why It Matters
Estimating these costs accurately is essential because:
• Courts will only award future care costs deemed “reasonably necessary” to restore function near pre-accident levels.
• It’s a substantial and ongoing financial need—once estimated, creditors or payouts may need to be immediately accounted for, underscoring the need for precision and expertise.
• Without adequate legal support, insurers may minimize or overlook these long-term requirements.
Other Key Financial Components in Alberta Claims
In Alberta, personal injury damages typically include:
- Pain and suffering (non‑pecuniary) — subjective compensation for trauma, with caps applied to “minor” injuries
- Past and future wage loss — compensation for income lost due to injuries and diminished earning capacity
- Special damages — out-of-pocket costs like immediate medical expenses, medication, and incidental costs
- Future care costs — as detailed above
Together, these factors form the total compensation package—but each requires careful documentation and substantiation.
The Role of Watchmaker Injury Law (Edmonton): In-Depth, Compassionate Advocacy
Watchmaker Injury Law, led by David Sowemimo, offers highly tailored support and representation to accident victims—especially those dealing with the intricate aftermath of motorcycle accidents.
Who Is David Sowemimo?
• He is the founder and managing lawyer of Watchmaker Injury Law. In October 2024, he was recognized as one of Canada’s Top 25 Most Influential Lawyers—highlighting both professional excellence and community advocacy.
• His background in the insurance industry, including as an adjuster, gives him unique insight into how insurers operate—knowledge he leverages to level the playing field for his clients.
Why Watchmaker Injury Law Stands Out
• No-fee-unless-you-win model — minimizing financial barriers and aligning client and lawyer interests.
• Free consultations and availability 24/7 ensure timely support when it’s needed most.
• Personalized, empathetic approach, taking time to understand clients’ unique needs and building strong, trust-based relationships.
• A proven track record in personal injury law, including motorcycle accidents, catastrophic injuries, chronic pain, and psychological injuries.
How They Assist with Future Costs of Care
- Comprehensive Case Assessment
- Meticulous evaluation of all potential damage categories—including future care costs, wage loss, pain and suffering, property or housekeeping losses, and more.
- Use of expert reports (actuaries, economists, medical professionals) to quantify long-term care needs and present value.
- Strategic Negotiation with Insurers
- Sowemimo’s familiarity with insurance tactics helps counter early lowball offers, especially around undervaluing long-term future costs.
- Watchmaker strives to secure fair and comprehensive settlements that address all financial needs.
- Litigation Readiness
- If negotiation fails, the firm is prepared to litigate, bringing in medical evidence, expert testimony, and life care plans to justify high-quality compensation.
- Their courtroom experience helps ensure complex future care needs are recognized and valued by the court.
- Guidance Through Every Step
- From initial consultation to settlement or trial, the team guides clients through legal processes, insurance interactions, documentation, and rehabilitation coordination.
Bringing It All Together
Why Future Costs of Care Deserve Serious Attention
• Accidents can leave survivors with permanent disabilities or chronic conditions requiring ongoing support.
• Estimating future care without legal or actuarial support leaves victims at risk of under-compensation.
• Ensuring these needs are covered is both a matter of justice and survival.
What Watchmaker Injury Law and David Sowemimo Bring to the Table
| Strength | How It Helps |
|---|---|
| Insider knowledge of insurance strategy | Skillful counter-negotiation and better settlement outcomes |
| No-win, no-fee model | Accessible representation without upfront financial pressure |
| Personalized service & empathy | Builds trust and ensures individual circumstances are respected |
| Broad experience in accident injury law | Covers everything from motorcycle crashes to brain injuries and long-term care planning |
| Strong litigation and expert coordination | Ensures future care needs are fully documented and defended |
In Summary
If you or someone you know is confronting the long-term consequences of a motorcycle accident in Alberta, it’s crucial to assess and document future costs of care thoroughly. These often include:
• Ongoing therapies and treatments
• Personal or homemaking support
• Housing or vehicle adaptations
• Long-term medications and specialist care
Watchmaker Injury Law, under David Sowemimo‘s leadership, offers a powerful advocacy team with deep insight, empathy, and legal prowess—dedicated to ensuring that injured riders receive full and fair compensation for both immediate and future needs.
Next Steps:
- Consult early: Start with a free consultation to map out your unique care needs and damages.
- Document everything: Keep records of expenses, medical recommendations, and therapy projections.
- Engage experts: Secure life care planning or actuarial services to prepare a defensible cost estimate.
- Trust a skilled advocate: Let Watchmaker navigate negotiations and, if necessary, litigation—leaving you to focus on healing.
